Specialist Commercial Cover

Different trades face different risks.

We help identify the property, liability, interruption, equipment, fleet, and specialist risks relevant to the way your operation actually works.

Accommodation & Lodges

Buildings, contents, guest liability, business interruption, and equipment breakdown.

Contractors & Artisans

Public liability, tools, contract works, vehicles, and cover in transit or on site.

Motor Trade

Vehicles in custody, dealership stock, workshops, tools, liability, and premises.

Restaurants & Hospitality

Property, stock deterioration, public liability, equipment, and interrupted income.

Logistics & Transport

Commercial fleets, goods in transit, carrier liability, and operational interruption.

Body Corporates

Buildings, common property, machinery, liability, fidelity, and trustee exposures.

Mining & Engineering

Plant, machinery, mobile equipment, liability, property, and specialist operational risks.

Agriculture

Crops, livestock, machinery, buildings, vehicles, liability, and farming interruption.

How We Build Cover

Start with the operation, not a generic package.

  • Understand your activities, assets, locations, and contractual obligations
  • Identify the events most likely to stop or damage the operation
  • Compare suitable insurer wording, limits, excesses, and extensions
  • Review the programme as the business or farm changes
Discuss Your Industry

Let us understand the risk before recommending cover.