Personal InsuranceCommercial InsuranceAgricultural InsuranceAccommodation & LodgesElectriciansPlumbersMotor DealershipsRestaurantsLogistics & Transport25 Years in the Trade Personal InsuranceCommercial InsuranceAgricultural InsuranceAccommodation & LodgesElectriciansPlumbersMotor DealershipsRestaurantsLogistics & Transport25 Years in the Trade
Why Avaltren

What sets a broker apart from going direct.

Buying insurance direct means one insurer, one quote, and one number to call if something goes wrong. Here's what changes when you go through us instead.

One call, cover compared

We compare cover across our insurer panel and bring you the option that actually fits — instead of you calling around yourself.

No extra cost

We explain the policy costs, fees, and broker remuneration shown in your documentation, so you can compare options on a clear basis.

We handle your claims

When something goes wrong, you call us, not a call centre. We chase the paperwork and the insurer on your behalf.

25 years, still family-run

Same founders, same values. We're not a call centre that changed its name — we're the same people who started this in 2001.

Real industry specialists

From plumbers to farmers, we understand the risks specific to your trade — not just generic policy categories.

A real person, not a portal

You'll speak to the same broker every time — not an automated queue or a different agent on every call.

Our Foundation

Personal, commercial, and agricultural insurance — all in one place.

25 years of experience in personal, commercial, and agricultural insurance. Every policy is built around your risk, not a template.

South African family, home and vehicle representing personal insurance

Personal Insurance

Cover for your home, your car, and the things you've worked hard for.

  • Buildings & Contents Cover
  • All Risk Cover
  • Liability Cover
  • Sasria Cover
Explore Personal Cover
South African business premises and professionals representing commercial insurance

Commercial Insurance

Cover for body corporates, contractors, mining operations, and transport fleets.

  • Contractors & Artisans (Plumbers, Electricians, Builders)
  • Body Corporate
  • Mining Operations
  • Transportation Fleets
Explore Commercial Cover
White South African farmer inspecting crops beside a tractor

Agricultural Insurance

Cover for your crops, livestock, equipment, and farm buildings.

  • Crop & Harvest Cover
  • Livestock Cover
  • Farm Equipment Cover
  • Farm Buildings Cover
Explore Agricultural Cover
Beyond Personal & Commercial

Insurance built for your industry, not a generic policy.

Every trade has its own risks. Here are the industries we cover every day, alongside personal, commercial, and agricultural insurance.

Construction and agriculture — industries Avaltren covers

Accommodation & Lodges

Cover for B&Bs, guesthouses, and lodges — guest liability, buildings, contents, and lost income.

Motor Service Centres

Cover for service centres, mechanics, and panel shops — workshop liability, tools, and stock.

Electricians

Cover for electrical contractors — public liability, professional indemnity, and tools in transit.

Plumbers

Cover for plumbing contractors — liability and equipment, wherever the job is.

Motor Dealerships

Cover for vehicle dealerships — stock, showroom, and dealer liability.

Restaurants

Cover for restaurants and caterers — public liability, contents, spoilage, and lost income.

Logistics & Transport

Cover for logistics and delivery businesses — fleet, goods in transit, and liability.

Commercial & Fleet

Small business and fleet cover, sized to fit your operation.

A South African family home, productive farm and working livelihood at sunset
Why It Matters

Behind every policy is someone's home, harvest, or livelihood.

That's why we don't just sell policies. We match you to the right cover for the life you're actually protecting.

Personal Insurance

Your home. Your car. Your loved ones. Covered.

Most people only think about personal insurance once something's gone wrong. We'd rather get it right from the start, matching you to cover that actually fits your home, your car, and your risk.

  • Buildings & Contents Cover — your home and everything in it, insured to its real value.
  • All Risk Cover — laptops, jewellery, and valuables covered wherever you take them.
  • Liability Cover — protection if someone is injured on your property or by your vehicle.
  • Sasria Cover — cover for riot, strike, and civil unrest damage.
Get a Personal Quote
A framed family photo and keepsakes at home
Our Story

25 years in business. Still the same family.

Avaltren Insurance Brokers started 25 years ago as a small, family-owned brokerage. The goal was simple: give South Africans real choice in personal and commercial insurance.

The name has changed. The people haven't. Our founders are still involved, and the same values still guide the business: integrity, and protecting what our clients have built.

Today, we've added modern technology to that experience, so protecting your assets is reliable and convenient.

Customer First

Every decision starts with what's best for you.

Innovation

We use technology to make insurance simpler.

Integrity

Honest, transparent relationships you can rely on.

Our Insurance Partners

Trusted cover from established insurance specialists.

We work with a broad panel of insurers and underwriting partners, giving us the flexibility to match your risks with suitable cover.

Brolink logoBrolink
CIA Building Insurance Specialists logoCIA
QuickSure logoQuickSure
Auto & General logoAuto & General
GarageSure logoGarageSure
Hollard logoHollard
Envirosure Underwriting Managers logoEnvirosure
Santam logoSantam
Momentum logoMomentum
Matrix vehicle tracking logoMatrix – Beame
AC and E Group logoAC & E
iTOO Special Risks logoiTOO
25+
Years Protecting Clients
8+
Industries Covered
3
Insurance Divisions
100%
Family Owned
Our Mission

Everyone deserves proper cover — not just those who can afford the fine print.

Insurance shouldn't be complicated. We keep our pricing clear and our service simple, so you always know what you're covered for.

Common Questions

Answers before you ask.

Straight answers about how a broker works, what it costs, and what happens when you actually need to claim.

What does an insurance broker actually do?
A broker compares cover from multiple insurers and matches you to the one that fits your risk and budget, instead of you having to call around yourself. We handle the paperwork upfront, and we're on your side if you ever need to claim.
Does it cost more to use a broker?
Your quotation and policy documents should disclose the premium, fees, and broker remuneration. We explain these costs clearly so you can make an informed comparison.
How do I get a quote?
Call or WhatsApp us, or fill in a quick form. We'll ask a few questions about what you need covered, then come back with options from insurers that actually fit — usually within a business day.
What happens when I need to claim?
You contact us directly, not a call centre. We guide you through the paperwork, follow up with the insurer on your behalf, and make sure you get what you're entitled to under your policy.
Can I switch cover later if my needs change?
Yes. As your risk changes — a new car, a growing business, more land under crop — we review your cover and move you to a better-fitting policy if one exists.
What types of businesses and industries do you cover?
Personal, commercial, and agricultural insurance, plus specialist cover for tradespeople and industries like construction, electricians, plumbers, logistics, hospitality, and motor dealerships.
Are you a licensed broker?
Yes. Avaltren Insurance Brokers is a licensed Financial Services Provider (FSP 25944), regulated under South African law.
How long has Avaltren been in business?
25 years. We started as a small, family-owned brokerage, and we're still family-run today.
Get Covered Today

Ready to protect what matters most?

Tell us a bit about what you need covered. A broker will get back to you personally — usually within a business day.

  • Free, no-obligation quote
  • No extra cost to use a broker
  • A real person calls you back, not a call centre

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We'll never share your details. FSP 25944.